Dubai – Mubasher: Dubai Islamic Bank (DIB) logged net profits after tax worth AED 7.80 billion in 2025 compared with AED 8.16 billion in 2024, according to the income statement.
The basic and diluted earnings per share (EPS) declined to AED 0.98 in 2025 from AED 1.04 in the previous year.
Total assets soared by 21% to AED 415.94 billion as of 31 December 2025 from AED 344.68 billion at the end of 2024.
Customer deposits surged by 29% to AED 320.18 billion in 2025 from AED 248.54 billion in 2024.
Operating revenues rose 3% to AED 13.30 billion in 2025, supported by solid non-funded income, healthy business volumes, and resilient margins.
The board of the UAE lender proposed the distribution of 35 fils per share as a cash dividend to shareholders, subject to approval of the general assembly of the bank.
Mohammed Ibrahim Al Shaibani, Director-General of the Ruler’s Court of Dubai and Chairman of DIB, said: “In 2025, DIB’s performance reflected the strength of this model. The Bank continued to expand, sustained its earnings capacity, and strengthened the quality of its balance sheet, while maintaining a prudent approach to risk and capital.”
Al Shaibani noted: “This is a defining feature of responsible growth: performance delivered without compromising resilience. It reinforces the Bank’s ability to support customers through changing conditions and to contribute meaningfully to the UAE’s continuing economic momentum.”
The Chairman added: “As DIB continues to strengthen its regional and international footprint, it will do so while remaining anchored in the UAE’s economic priorities and in the same principles that protect trust and reinforce resilience.”
He concluded: “DIB will continue to play its role—supporting growth through Sharia-compliant finance, strengthening the foundations of confidence and stability, and creating enduring value for shareholders, customers and the wider economy.”
From his part, CEO Adnan Chilwan, noted: “Looking ahead, our priorities remain clear: sustain disciplined growth, protect balance sheet quality, deploy capital efficiently, and continue investing in operational resilience and customer experience, guided by a simple principle: ‘Progress Never Stops’. So that performance remains durable and DIB continues to support the UAE’s real economy with consistency and strength.”
It is worth noting that in the first nine months (9M) of 2025, DIB registered net profits worth AED 5.68 billion and total income of AED 17.37 billion.
