Cairo - Mubasher: Al Baraka Bank Egypt witnessed year-on-year (YoY) higher consolidated net profits after tax at EGP 4 billion in 2025, compared with EGP 3 billion.
The basic earnings per share (EPS) increased to EGP 4.78 at the end of 2025 from EGP 3.56 a year earlier, according to the financial results.
Consolidated net income from funds totaled EGP 7.47 billion in the 12-month period that ended on 31 December 2025, signaling an annual growth from EGP 5.99 billion.
Meanwhile, the lender posted EGP 122.63 billion in consolidated customer deposits, which reflected a YoY hike from EGP 106.50 billion.
Total assets rose to EGP 146.04 billion in 2025 when compared with EGP 127.77 billion in 2024.
These strong results further enhanced the bank’s financial efficiency, as reflected in key performance indicators during the year.
Standalone Financials
The EGX-listed bank posted an annual increase of 33.50% in non-consolidated net profits after tax to EGP 4.02 billion in 2025, compared with EGP 3.01 billion.
The standalone net income from funds jumped to EGP 7.46 billion in January-December 2025 from EGP 5.97 billion a year earlier.
Non-consolidated customer deposits totaled EGP 122.71 billion in 2025, higher by 15.20% YoY than EGP 106.57 billion.
Furthermore, the standalone total assets hit EGP 145.88 billion as of 31 December 2025, compared with EGP 127.78 billion in 2024.
Hazem Hegazy, CEO and Vice Chairman of Al Baraka Bank Egypt, stated: “The exceptional results achieved by Al Baraka Bank Egypt in 2025, with net profits surpassing EGP 4 billion, are the outcome of an ambitious strategy built on balanced growth and diversified income streams.”
“This strong performance gives us the confidence to pursue responsible expansion in 2026, while continuing to strengthen a sustainable Islamic banking model that keeps pace with digital transformation and delivers long-term value to all stakeholders, reinforcing our position as one of the leading Islamic banks in the Egyptian market,” the CEO added.
Dividends Recommendation
The bank's board members proposed cash dividends worth EGP 800 million, equivalent to 15.72% of its paid-up capital, for 2025.
Al Baraka Bank Egypt will pay out a dividend of EGP 1.10 per share.
It is worth noting that this distribution is subject to the approval of the general assembly and the Central Bank of Egypt (CBE).
During the first nine months (9M) of 2025, Al Baraka Bank Egypt reported standalone net profit after tax worth EGP 2.97 billion, which reflected a 33.40% YoY surge from EGP 1 billion.
